11 Client Fact Find (Full) testtt

13 Protection Planning (Full)
保障规划（完整版）

Protection Needs 保障需求

Family Annual Expenses
家庭每年开销

Family Support Years
家庭需要支持年数

Debt To Protect
需要覆盖的债务

Education Goal
教育基金目标

Existing Resources 现有资源

Existing Life Coverage
现有人寿保障

Available Resources
可动用资源

Annual Premium Total
每年总保费

Annual Income
每年收入

Calculated Results 计算结果

Gross Family Protection Need
家庭总保障需求

Total Existing Resources
现有总资源

Estimated Life Gap
预估寿险缺口

Premium / Income Ratio
保费 / 收入比率

Protection Flags 保障提示

Protection Gap Flag
保障缺口提示

Premium Sustainability Flag
保费负担提示